1. Introduction
MyFedPension (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and protect your information when you use the MyFedPension app. By using the app, you agree to the terms outlined in this Privacy Policy.
2. Information We Collect
a. Data You Provide
- MyFedPension processes the data you enter (e.g., birth dates, retirement dates, salary details) solely for the purpose of calculating pension estimates. This data is stored locally on your device and is not transmitted to external servers.
b. Automatically Collected Data
- MyFedPension integrates third-party services, such as Google AdMob, to display advertisements. These services may collect limited, non-personal information, including:
- IP address
- General device information, such as operating system, device type, and model
- Non-personalized interaction data, such as impressions and clicks, for serving advertisements
3. How We Use Your Information
- To calculate pension estimates based on the data you provide
- To display non-personalized advertisements through Google AdMob
4. Third-Party Services
MyFedPension integrates Google AdMob to display advertisements. These ads are non-personalized and comply with privacy regulations, such as:
- COPPA (Children’s Online Privacy Protection Act)
- GDPR (General Data Protection Regulation)
While MyFedPension does not collect or store personal data, AdMob may collect limited data necessary to serve ads, including:
- IP address
- General device information
For more details about how Google AdMob handles data, please refer to Google’s Privacy Policy at: https://policies.google.com/privacy
5. Data Storage and Security
- Local Storage: All user-provided data is securely stored locally on your device. MyFedPension does not transmit, store, or share this data externally.
- User Responsibility: You are responsible for securing your device and ensuring the protection of the data stored within the app. We recommend using device-level security features, such as PINs, passwords, or biometric locks.
6. Your Rights
- Access and Portability: View or export your data directly from the app by copying it manually or using available features.
- Correction or Deletion:
- Correction: Edit your entered data directly in the app.
- Deletion: To delete all stored data, you can clear specific fields in the app or uninstall the app, which will remove all data from your device.
7. Children’s Privacy
MyFedPension is not intended for individuals under the age of 18. We do not knowingly collect or process personal information from children.
For Parents or Guardians: If you believe your child has used the app, there is no need to notify us, as MyFedPension does not collect or store data externally. Simply uninstalling the app will delete any data stored locally on the device.
8. Advertisements
- Non-Personalized Ads: MyFedPension displays non-personalized ads through Google AdMob. These ads are not targeted based on user behavior and comply with privacy regulations.
- Data Sharing for Ads: AdMob may process limited data (e.g., IP address, device type) to display ads. MyFedPension does not collect, store, or process this data.
- Opt-Out Options: Users can manage their ad preferences through their device’s privacy settings or by reviewing Google’s ad privacy policies.
9. Compliance with COPPA and GDPR
MyFedPension complies with COPPA and GDPR as follows:
- COPPA Compliance:
- Non-personalized ads ensure no behavioral tracking or data profiling of users under 13.
- The app is not intended for children under 18, minimizing the risk of misuse by younger users.
- GDPR Compliance:
- Ads are non-personalized, requiring no consent for data tracking.
- Transparency is maintained in this Privacy Policy, outlining what data is collected and processed by AdMob.
10. Changes to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes in the app, privacy regulations, or third-party services. Any changes will be effective immediately upon posting, and users will be notified via in-app updates.
11. Contact Information
If you have questions or concerns about this Privacy Policy, please contact us:
- Email: myfedpension@gmail.com
12. Acceptance of This Privacy Policy
By using MyFedPension, you signify your acceptance of this Privacy Policy. If you do not agree, please refrain from using the app.